I got the built-in folder thing figured out. I decided to just uninstall everything and start over ( I saved my custom config file before uninstalling ).
It was while I reinstalled that I realized what I did, I do not install into the default locations, I install apps to a separate drive along with any of their program data. So after the new install, I know where that built in folder is now. Just odd that TC started the directory structure in roaming also.
But after all that, keep aspect ratio is still the default with LTE. I will load a different config and see if that changes anything.